Image by Mark Finn

M1
Finance

An investment platform that helps knowledgeable investors better control and automate investing, overcome frustrations with complex investment platforms, and achieve their long-term investment goals without paying unnecessary fees.

Image by Jon Tyson

Why should you care?

 

  • YOU INVEST FOR FREE

  • YOU CAN BUY FRACTIONAL SHARES

  • YOU GET LOWER COST LOANS QUICK

  • YOU GET MORE EFFICIENT TRANSFERS

  • YOU GAIN TAX EFFICIENCY

BONUS: Clients that open an account with M1 Finance through our website with a minimum balance of $1,000 are eligible to receive a free financial coaching session from our company, subject to account verification   & availability of our coaches.

WHAT PEOPLE SAY

MICHAEL

The choice of securities like traditional brokers as well as the ease of use and automation of modern robo-advisors. I haven’t been this excited about investing since I first started over a decade ago, and I plan to use the service for a very long time.

VIKRAM

The nice part about investing with M1 is I can take out a low-cost loan on 35% of my portfolio.

BLOOMBERG

How much are you willing to pay for a robo-advisor? How about nothing? M1 Finance, a Chicago-based automated investing platform, has removed fees for all of its customers.

Why we trust M1 Finance.

M1 Finance has an A+ rating with the Better Business Bureau (BBB) (As of July 2020).  Although M1 Finance is not FDIC insured (because it’s not a bank), the Securities Investor Protection Corporation (SIPC) would cover your losses (up to $500,000 per account) should the platform go out of business. Keep in mind that SIPC does not protect against investing losses.

Why we like M1 Finance.

  • Invest for Free: You’ll never be charged commissions or markups on any trades, a platform usage fee, or to deposit or withdraw from your connected bank.

  • Miscellaneous Fees: M1 doesn’t charge for normal platform use.

  • Save on Taxes: M1 Finance uses a lot allocation strategy when selling securities to help reduce the amount owed on taxes. 

  • Buy Fractional Shares: You can trade a portion of a share when a full share of a company may be out of your budget.

  • Flexible Lower Cost Loans: Access a portfolio line of credit at a low base rate, and use those funds for anything: major purchases, emergency funds, or portfolio leverage. Plus, you can pay back on your schedule.

Other things to consider.

  • Ensuring that your account balance and usage is sufficient can help you avoid certain fees.

  • Trading occurs during specific trade windows.  M1 Finance is a long-term investment vehicle, not a trading platform, so the timing of trades is less important.

  • Ensure that you set clear financial goals.